The purpose of examining security and analyzing the effect of CAR, ATTM, NPL, APB and LDR on Profitability (ROA) at Government Commercial Banks with a sample of 4 companies listed on the IDX for the period 2009 - 2019. Data analysis used multiple regression analysis. The results showed: partially the ATTM variable has a positive and significant effect on ROA, while the CAR, NPL, APB, and LDR va…