Bank X Cabang Ahmad Yani Kota Malang is a Bank which engaged in providing loans in the form of credit that aims to help underfunded communities around Malang City. The main cause of the non-performing loans is the mistakes of the Bank that is not acurate in analyzing the background of the prospective customer, so that the purposes and the sources of credit repayments cannot be clearly recorded.…
One of the functions of the bank as a financial institution is to extend credit to the public. Because the main income from the bank comes from the public. The level of this research is to find out what factors influence lending to commercial banks listed on the stock exchange. The analysis technique used is multiple regression analysis model with the SPSS method. Based on the research results,…
This study was made with the aim of examining the effect of the variable Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR) on Return On Assets. State-owned enterprises (BUMN) were used as research objects for the 2012-2019 period, which consisted of 4 banking companies. The analysis technique used is multiple regression analysis. But beforehand, the classi…
This study was made with the aim of examining the effect of the variable Operating Costs and Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Non Performing Loans (NPL) on Net Interest Margin (NIM). The sampling technique used was purposive sampling, which is based on the criteria for national foreign exchange private commercial banks that have gone public in the 2018-2019 period. The …
Industri perbankan adalah salah satu sektor usaha yang mendominasi perekonomian Indonesia. Tujuan dari penelitian ini adalah untuk mengetahui Pengaruh Loan To Deposit Ratio (LDR) dan Capital Adequacy Ratio (CAR) Terhadap Profitabilitas Pada Industri Perbankan Yang Go Public dengan periode pengamatan tahun 2016-2017. Sebagai proksi kinerja keuangan pada industri perbankan, terdapat beberapa rasi…
Penelitian ini bertujuan untuk menguji pengaruh kredit bermasalah dan Dana Pihak Ketiga terhadap likuiditas. Objek yang diteliti adalah Bank BUMN Persero dan variabel data penelitian bersumber dari laporan keuangan publikasi periode 2013-2017. Sampel yang digunakan adalah Bank BUMN dengan menggunakan purposive sampling.Teknik analisis yang digunakan dalam penelitian ini adalah uji asumsi klasi…
Penelitian ini dilakukan untuk menguji dan menganalisis pengaruh Profitabilitas, DPK dan Risiko Bank terhadap Harga Saham. Penelitian ini dilatar belakangi oleh kemampuan perusahaan dalam memperoleh laba, meningkatkan sumber dana, dan meminimalisir risiko yang nantinya akan berpengaruh terhadap harga saham. Bagi investor, informasi mengenai profitabilitas, DPK, dan risiko bank pada suatu perusa…