One of the functions of the bank as a financial institution is to extend credit to the public. Because the main income from the bank comes from the public. The level of this research is to find out what factors influence lending to commercial banks listed on the stock exchange. The analysis technique used is multiple regression analysis model with the SPSS method. Based on the research results,…
This study was made with the aim of examining the effect of the variable Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR) on Return On Assets. State-owned enterprises (BUMN) were used as research objects for the 2012-2019 period, which consisted of 4 banking companies. The analysis technique used is multiple regression analysis. But beforehand, the classi…
Bank BRI Syariah is a bank with a fairly good NPF (Non Performing Financing) with an average of 0.14% mudharabah financing and 0.74% musyarakah financing. Thus, it can be said that the analysis of problematic financing that occurs in BRISyariah banks is quite good. However, it must be increased again so that the NPF level in the following year will get better so that the NPF level will decrease…
This study was made with the aim of examining the effect of the variable Operating Costs and Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Non Performing Loans (NPL) on Net Interest Margin (NIM). The sampling technique used was purposive sampling, which is based on the criteria for national foreign exchange private commercial banks that have gone public in the 2018-2019 period. The …
This study aims to analyze and obtain empirical evidence about the effect of KAP size, audit opinion, independent committee members, and the complexity of company operations on the audit report lag. The sample of this research is manufacturing companies listed on the Indonesia Stock Exchange (BEI) for the period 2016-2019. The research population consisted of 187 companies using purposive sampl…
This research aims to know and analyze the effect of Devidend payout ratio (DPR), Current ratio (CR) and Variance of Earning growth towards price eaming ratios (per) for the corporation Food and drink listed in the Indonesian stock exchange 2014 2018. It's a quantitative study. The data researchers use is a secondary data of financial statements (balance sheets and income statements). Sample h…
The purpose of this study is to analyze the effect of Current Ratio, Return on Equity, and Debt to Equity Ratio partially and simultaneously on stock returns in food and beverage companies listed on the IDX for the 2014-2017 period. The data used is secondary data in the form of documentation and processed using SPSS. The results of this study indicate that the partial Current Ratio (CR) has n…
The higher level public awareness of public services requires government organizers to be able to provide the best service. Quality and high quality public service is the main objective of every public organization in providing services to the community. Based on observations at The Immigration Office class I Malang before the application for registration of online passport queues, it is known …
The era of globalization makes technology more advanced to help human activities. People who are facilitated by this technology also have a negative impact, namely consumptive behavior. Consumptive behavior is the tendency of people to buy or consume goods or use services that are not needed and are not based on rational considerations. These actions are based on pleasure or desire. There is a …
Tempe is one of the processed soybean products with high protein and nutritious for body. It becomes one of the basic necessities for Indonesian society. Its processing has been scattered in Indonesia. Malang city becomes one of the cities with large tempe production, especially in Sanan Village. However, Malang with its large production of tempe is not separated from the waste of tempe process…