The result that the revolving fund program provides great benefit to the increased empowerment of SMEs in east java. By providing convenience to SMEs to gain acces to capital by cooperating with the private sector (SME bank bank of east java and east java) tries to empower and develop SMEs and be able to compete with the production of goods from abroad. Although in practice, the revolving fund …
The result of this research is showing that fulfillment of teachers who have teaching professional of certificate work load implementation of policy in SMP Negeri 4 Tamiang Layang has not been implementing as weII as that policy will. The mechanism with institutions associated within fulfillment teacher work load implementation of that policy which must interpretated by implementqtors and …
The growth of information technology have brought changes to the development of the business word , and it is widely used by businessmen to compete in their marketing activities .thereford, the marketing activities growth broadly and complex .contemporaly, consumers are more easily to exchange the information with other consumers in choosing products that they would buy. The communication of…
Business communication in the global world is becoming badly needed and is unavoidable. this is a challenge for english instructor to prepare their students to become global ready graduates with their global diverse future careers that need business communication. English Instructors are to teach not only communication skills required in a diverse community but also entre preneural skill values…
Risk management theoritically or practicallyis an important need for the international program particpants and for the organizer.Many campuses in Indonesia hold the Indonesian Language and Culture Program and other similarcultural programs.To face the enaction of ASEAN Economic Community next December 2015 in which one of the programs is the issuance of free visa for skilled labors, the in…
Several global events such as the agreement of free visas within ASEAN countries, the enhancement of APEC in 2020, the policy of the Indonesian government to add free visas for thirty countries this year, and the MDGs will impact significantly on the teaching learning proceess of english, including curriculum designing. The challenge faced by students of hospitality and tourism in learning engl…
Tujuan dari penelitian ini adalah untuk mengetahui pengaruh pertemuan pelayanan terhadap kepuasan pelanggan (studi tentang nasabah asuransi jiwa Central Asia Raya Malang dengan penelitian tahun 2016). Latar belakang permasalahan dalam penelitian ini adalah kontak antara pembeli dan penjual dapat mempengaruhi persepsi keseluruhan kualitas layanan. Sesuai atau tidaknya harapan pelanggan pada saat…
Peran intellectual capital dalam bisnis berbasis pengetahuan semakin dibutuhkan. Intellectual capital dipercaya mampu berkontribusi dalam peningkatan nilai perusahaan. Tujuan penelitian ini adalah menguji secara empiris pengaruh modal intelektual pada nilai perusahaan. Intellectual Capital dihitung dengan Value Added Intellectual Coefficient (VAIC™) dan nilai perusahaan diukur dengan Price To…
Penilaian kinerja keuangan perusahaan dapat menggunakan beberapa teknik analisis laporan keuangan, diantaranya adalah analisis rasio keuangan. Penilaian kinerja keuangan perusahaan hanya dengan analisis rasio keuangan saja membuat pihak manajemen merasa belum cukup untuk menilai apakah telah terjadi nilai tambah secara ekonomis dalam perusahaan dan para pemegang saham (investor) juga belum yaki…