Key Words: Standardized Clauses, Consumer Protection Bank is an institution that is very related to a field of finance and has very important role related to the improvement economy and a welfare, it is parrarel with the purpose of the national banking to support the implementation of national development in order to improve equity, economic growth and national stability toward the improvement…
Key Word: Global Warming, Sustainability, Sustainable Houses, Pakis, Program Global warming is one of the biggest problem in the world. Global warming is the increase of Earth's average surface temperature due to the effect of greenhouse gasses, such as carbon dioxide emissions from burning fossil fuels or from deforestation, which trap heat that would otherwise escape from Earth. For reduc…