CD-ROM

Analisis Proses Penyaluran Kredit Usaha Rakyat pada PT. BTN (Persero) Tbk. KC. Kediri (CD + Cetak)

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The purpose of this study is to explain the process of distribution of People’s Business Credit (KUR) in PT. Bank Tabungan Negara (Persero) Tbk, branch offices of Kediri, and the implementation of this research in order to find out the weaknesses that occur in the process of KUR distribution and the efforts made by Bank Tabungan Negara to overcome the problem. Therefore this research is conducted. In this study the authors used a descriptive method. The data collection technique used by researchers is through interviews conducted with marketing which directly plays a role in the distribution of KUR, and uses library studies. The result of research conducted at PT Bank Tabungan Negara (Persero) Tbk, the Kediri branch office showed that the implementation of KUR granting and disbursing at Bank BTN went through several interrelated processes beginning with the loan application until credit disbursement. While the problem
faced is the separation of functions that are still combined between operational function and document storage functions. People’s Business Credit (KUR) is one of the products of the government in helping UMKM financing in order to improve the living standards of the people of Indonesia, in order to reduce the risk of bad credit. Bank BTN and other Banks apply the 5C principle (Character, Capital, Capacity, Collateral, Condition Of Economy). Both at the time of the interview and at the time of a survey of the business and additionalcollateral.

Key words : Implementation, the problem, Kredit Usaha Rakyat (KUR)

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

037 KEU2020 AYU a

Penerbit

Malang : Program D-3 Perbankan dan Keuangan Universitas Merdeka Malang., 2020

Deskripsi Fisik

PDF, 596 KB

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

037 KEU 2020

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

IMPLEMENTATION
THE PROBLEM
KREDIT USAHA RAKYAT (KUR)

Info Detail Spesifik

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Pernyataan Tanggungjawab

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Versi lain/terkait

Lampiran Berkas

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