CD-ROM

Analisis Penerapan Prinsip 5C pada Pembiayaan untuk Meminimalisir Risiko Pembiayaan Bermasalah pada PT. Bank Rakyat Indonesia (BRI) Syariah (CD + Cetak)

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Bank BRI Syariah is a bank with a fairly good NPF (Non Performing Financing) with an average of 0.14% mudharabah financing and 0.74% musyarakah financing. Thus, it can be said that the analysis of problematic financing that occurs in BRISyariah banks is quite good. However, it must be increased again so that the NPF level in the following year will get better so that the NPF level will decrease.
This research is a qualitative descriptive study, which describes the application of the 5C principle to mudharabah and musyarakah financing in minimizing the risk of problematic financing at Bank Rakyat Indonesia (BRI) Syariah and quantitatively using numbers in financial ratios in 2017-2019. Then the data collection technique used is documentation, then related to data analysis used financial ratios, namely the NPF ratio (Non Performing Financing).
Based on the results of the research and discussion that has been carried out, it can be concluded that the implementation of the 5C principle in the BRISyariah bank mudharabah and musyarakah financing is not careful in analyzing prospective musyarakah financing customers, causing the proposed financing to experience problematic financing. BRISyariah performs various ways to minimize the risk of problem financing, namely by means of intensive and strict monitoring and maintenance as well as a more thorough and better customer analysis.
Keywords: Implementation of the 5C Principles, Mudharabah and Musharaka Financing, Financing Risk, NPF Financial Ratio Analysis (Non Performing Financing)

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

006 KEU2020 CAN a

Penerbit

Malang : Program D-3 Perbankan dan Keuangan Universitas Merdeka Malang., 2020

Deskripsi Fisik

PDF, 2.080 KB

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

006 KEU 2020

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

IMPLEMENTATION OF THE 5C PRINCIPLES
MUDHARABAH AND MUSHARAKA FINANCING
FINANCING RISK
NPF FINANCIAL RATIO ANALYSIS (NON PERFORMING FINAN

Info Detail Spesifik

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Pernyataan Tanggungjawab

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Versi lain/terkait

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