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Analisis Risk Profile, Earnings, dan Capital dalam Menilai Kesehatan Pada PT. BNI (Persero) Tbk. Periode 2016-2018 yang Terdaftar di BEI (CD + Cetak)
This research aims to analyze the health of PT. Bank Negara Indonesia (Persero) Tbk measured using the RGEC approach (Risk Profile, Good Corporate Governance, Earnings, Capital) in 2016-2018. The type of research used is descriptive research with a quantative approach. The variables and measurements in this study consist of the Risk Profile factor, the Earnings factor, the Capital factor. The results of the analysis show that the health level of BNI from 2016 to 2018 is in good health. The Risk Profile factor that is assessed through the NPL and LDR describes risk management that has been implemented properly. The Earnings factor, the assessment of which consists of ROA, ROE, NIM, BOPO, has increased and this indicates an increase in the number of assets owned by BNI followed by an increase in the profits obtained by BNI. By using the CAR indicator, researchers prove that BNI has a very good capital factor.
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