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Analisis Tingkat Kesehatan Bank yang Terdaftar pada LQ-45 dengan Menggunakan Metode RGEC (CD + Cetak)
The bank is obliged to conduct its own assessment of its health level periodically, so it can take effective and efficient improvement measures using the RGEC method including Risk Profile, Good Corporate Governance, and Capital factors. The research aims to analyze the health level of the LQ-45-registered Bank of Central Asia, the Self-Bank, the State Bank of Indonesia, the People's Bank of Indonesia, and the State Savings Bank during 2014-2018. The data analysis technique used is quantitative method, by calculating using the ratio then analyzed to produce an interpretation that can provide clear information on research related to the health of SOE banks.
Based on reviewed research results from Risk Profile using the NPL ratio producing the highest ratings is BCA and the lowest is BTN, further the LDR ratio producing the highest rating is the Independent Bank and the lowest is BNI. Second, reviewed from Good Corporate Governance yields the highest rankings being BCA and Self, while the lowest being BNI and BTN. Third, reviewed from Earnings using the ROA ratio yielding the lowest ratings was BTN, the other four banks were getting very healthy ratings, whereas the NIM ratio resulted in the entire bank listed in LQ-45 getting very healthy ratings. Fourth, reviewed from Capital using the CAR ratio resulted in the entire bank listed on LQ-45 getting very healthy ratings. Fifth, the actual composite rating calculation results showed that
the healthiest bank among banks registered with LQ-45 of 2014-2018 was Bank Central Asia, with an average rating of 96%.
Keywords : Risk Profile, Good Corporate Governance, Earnings, Capital
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