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Handling the risks of multiguna credit to increase the income of PT. BPD Jawa Timur capem Rajawali cabang Perak Surabaya (CD)
Globalization era requires people to be more ready for higher competition. With the free market mechanism the competition of job seekers is not limited to domestic but international scope as well. That is why D-III English Program Merdeka University Malang give added values to the graduates. D-III English Program as the educational instituion has already made some preparation such as: giving second language as subject, doing the OJT programfor student in sixth semester.
This OJT have some targets and significance from D-III English Program and the students. In global the instituion shows its new graduation with English skill, ability and knowledge. For this OJT student could learn new things in the company that neve get in campus.
On this occasion the writer was placed in PT. BPD. Jatim capem rajawali cabang perak Surabaya. Bank jatim is based in certificate of Anwar Mahajudin No.91 dated August 17,1961 in form of Co.Ltd.
For this final report writing , the writer gave title” Handling the risks of multiguna credit to increase the income of PT. BPD. Jatim capem rajawali cabang perak Surabaya”. There are some steps which can increase and prove the profits at PT. BPD. Jatim capem rajawali cabang perak Surabaya by Lacking credit risks: Identify the credit risks, measure how high risk level, state preventive steps. And Finishing Multiguna credit risks: giving insentif and closing the interest account, give the credit to the PUPN, making credit insurance claim, making bancrupt statement.
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