Gaya APA
Bailard, B, &, K, I. (1989).
How to set and achieve your financial goals .
Homewood, Illinois:
Dow Jones-Irwin.
Gaya MLA
Bailard, Beihl, &, Kaiser,, Inc.
"How to set and achieve your financial goals".
Homewood, Illinois:
Dow Jones-Irwin,
1989.
Text.