Gaya APA

Journal of Business and Banking (III.2-2013). (2013). Surabaya: Pusat Penelitian dan Pengabdian Masyarakat (PPPM) STIE Perbanas Surabaya.

Gaya MLA

Journal of Business and Banking (III.2-2013). Vol. 3 No. 2, November 2013. Surabaya: Pusat Penelitian dan Pengabdian Masyarakat (PPPM) STIE Perbanas Surabaya, 2013. Text.