Gaya APA

Journal of economics, business, & accountancy : Ventura: Ventura (3-2012). (2012). Surabaya, Jatim: PPPM STIE Perbanas Surabaya.

Gaya MLA

Journal of economics, business, & accountancy : Ventura: Ventura (3-2012). Vol. 15 No 3, December 2012. Surabaya, Jatim: PPPM STIE Perbanas Surabaya, 2012. Text.